Student Financial Aid

Student Financial Aid

There are many sources of financial aid available to help students cover the costs of their University of Toronto education – from OSAP and other government aid, to assistance provided by the University, and the Faculty.

Explore your options at


The Ontario Student Assistance Program (OSAP) 
The Ontario Student Assistance Program (OSAP) provides need based financial assistance to Ontario residents who are Canadian citizens, permanent residents or protected persons (recognized convention refugees). Students in course loads of sixty per cent or greater are considered for both federal and provincial interest-free student loans and grants to assist with educational and living expenses. It is recommended that returning students apply for OSAP assistance as early as possible and no later than May 31 and new students by the middle of June. Students from other Canadian provinces should apply through their provincial financial aid authority.

Bursary for Students with Disabilities
Students with permanent disabilities may receive funds through the Canada Student Grant for Persons with Permanent Disabilities as part of their OSAP funding. In addition, grants are available through the Ontario Bursary for Students with Disabilities (BSWD) and the Canada Student Grant for Services and Equipment for Persons with Permanent Disabilities, to help with disability-related supports and services for students with permanent or temporary disabilities. For more information, visit:

Spirit of the Faculty Award* 
The award will be made to a continuing student on the basis of financial need, academic merit and leadership; demonstrated pursuit of the mission of the Faculty through such activities as travel to pursue research, teaching or program related opportunity or volunteer service for these purposes will be considered.


The University of Toronto is unique among Canadian universities in providing assurance that students who are offered admission will have the financial support necessary to allow them to enter and complete their program. This assurance is based on the assumption that Canadian citizens/permanent residents and protected persons will first access the government aid for which they are eligible. For Ontario residents, unmet need is assessed based on (OSAP) – the Ontario Student Assistance Program because it provides a uniform method of assessing student need. Unmet need for students from other Canadian provinces is assessed based on the result of their provincial government’s student aid programs. For more information on Financial Aid resources, please visit the University’s Financial Aid website at:

University of Toronto Advance Planning for Students (UTAPS)

UTAPS is for full-time students who receive the maximum government financial aid available but whose funding still doesn’t cover all their university costs. UTAPS helps fill the financial gap. Ontario residents must be receiving OSAP to be considered. If you’re receiving financial aid from another Canadian province, territory or a First Nations band, you may be eligible for UTAPS too.


Faculty of Kinesiology and Physical Education Bursaries 
Students in need of financial assistance beyond their government eligibility may obtain information from the KPE Office of the Registrar and Student Services Office. Applications must be submitted by November 1st. Applications can be made using the Grant Application on ACORN.

University of Toronto Grants assist domestic and international students with unforeseen financial emergencies which impact their ability to progress academically. It is expected that prior to applying for this grant, students will have explored all sources of funding such as family support, savings, study period income, government student financial assistance programs, daycare subsidies, and bank lines of credit as appropriate. 


A comprehensive list of other bursaries, recognition awards, and scholarships is available at

Assistance for Part-Time Students 
Students taking less than a 60-percent course load may receive OSAP assistance under the part-time program.

The U of T Noah Meltz Program of Financial Assistance 
This program provides grants to assist part-time undergraduate students who have financial need. Application information is available online at:

Notes: * Awards marked with an asterisks denote those which have a financial need requirement. The primary assessment of need is OSAP support. All awards require completion of a minimum of two full academic terms at the University of Toronto by May of the current academic year, and a minimum annual GPA of at least 2.5 (“B”) in the current academic year, unless otherwise specified.